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We simplify the complexities of financial growth, peak performance, and lifestyle success — guiding you personally and professionally toward a real clear path to your greatest potential.
Strategic Financial Planning and Education
Tailored solutions to build, protect, and grow your legacy with clarity and confidence.
Business and Life Transition Coaching
Guiding you through pivotal changes with structure, insight, and purpose.
Peak Performance Health and Wellness Coaching
Elevating your energy, resilience, and vitality for lasting success in every area of life.
Mastery in Advanced Communication Skills
Strengthening influence, leadership, and connection through precision and authenticity.
By Larry LaRose, Founder:
Hey, it’s Larry, Founder of Real Clear Path. As a former insider at the highest levels of financial services: advisor, senior bank exec, and director at an investment news corporation, I’ve constantly rubbed shoulders with stock market-listed CEOs and learned from the world’s top investment psychology experts at dozens of global behavioral science conferences. I’ve seen the same problem everywhere: people aren’t taught how to master their finances. Schools skip essentials like budgeting, savings plans, or dollar-cost averaging, leaving graduates in debt, misusing credit, and clueless about wealth-building basics. The financial industry often compounds this, with “advisors” prioritizing sales over real guidance. At Real Clear Path, we change that. My mission is to empower you with clear, actionable knowledge, rooted in trust and transparency. We create a custom roadmap together, using plain language and a tailored checklist to align every step with your goals. Your updatable personalized PDF money management guidebook evolves with you, whether you’re a young professional, pre-retiree, or expat chasing short-term wins or long-term growth.
We cap our client list to focus deeply on your success, building lasting partnerships. Ready to take control and thrive unbound? Book a free Clarity Call at realclearpath.com and let’s forge your financial future.
Founder’s Message: A Better Way Forward
Real. Clear. Path. Commentary:
Economic Commentary: October 9, 2025 – Carney's $1 Trillion Gamble and Canada's Tariff Tightrope
Hey, it’s Larry, Founder of Real Clear Path, writing from Vancouver’s rainy edge, where the Pacific mist mirrors the fog in our economic outlook. As a Canadian who’s chased waves in Rio and Bitcoin highs since 2016, I’m watching Mark Carney’s latest White House pitch with a mix of hope and head-scratching. Yesterday’s October 8 meeting with Trump saw Carney dangle a $1 trillion investment carrot over five years, half a trillion in the last five alone if Canada gets tariff relief. It’s a bold bet, but with the US economy humming and Canada’s sputtering, it feels like a desperate hand. Let’s cut through the headlines: the good, the bad, the ugly for both nations, and where we’re headed next.
The US: Resilient Powerhouse Amid Global Wins
The US economy is a juggernaut, clocking 2.8% GDP growth in Q3 2025, fueled by 215,000 jobs added in September and consumer spending up 2.1% (BLS, October 4). The S&P 500’s at 5,800, up 12% year-to-date, shrugging off tariff noise with $12.5 trillion in foreign investments since January, $750B from the EU, $600B from Japan, and $350B from South Korea (Commerce Department, October 2025). Trump’s “reciprocal” tariffs (15% baseline, 30% on China) are strategic jabs, not punches, shifting $63B in trade surpluses our way while inflation holds at 2.6% (CPI, September). The good? Unmatched leverage. The bad? Household costs up $1,200 from tariffs. The ugly? Inequality. Top 10% own 87% of stocks, leaving average folks with crumbs.
Canada: Sidelined and Squeezed
Here’s the rub: Canada’s $2.1T economy is gasping, with Q3 GDP flat at 0.1% after Q2’s 0.2% contraction, flirting with technical recession (StatsCan, October 8). Unemployment’s at 7%, up from 6.5% (16% for young men) in August, as 35% US tariffs on steel (50%), autos (25%), and copper (50%) slash exports by 12% year-over-year. The CAD’s at 0.71 USD, its weakest since 2003, inflating import costs 18% for everything from electronics to food. Carney’s $1T offer, $500B in the last five years, another $1T if tariffs lift is a Hail Mary, but Trump’s “fairness” talk hasn’t budged the 35% wall. The good? CUSMA exemptions shield 89% of trade. The bad? Stalled $404B in energy projects and 54% top tax rates choke investment. The ugly? Families face $1,800 extra yearly costs, with housing affordability down sharply since 2016. CBC’s Namibia “win” ($50M mining deal) is a pathetic sideshow.
Geopolitical Chess: Deals and Deadlocks
The US is stacking wins: EU’s 15% tariff pact (July), Japan’s $3B auto shift, and China talks eyeing 15% by November. Carney’s October 8 Oval Office plea for “even better” terms post May truce (145% to 30%) got Trump’s praise (“world-class leader”), but no concessions. Tariffs hold, with fentanyl and $63B surplus as Trump’s cudgel. Canada’s “elbows up” is dereliction, ignoring our 75% US trade reliance.
Brazil’s steady at 4.5% growth, with Pix shielding against 10.75% Selic rates, but US tariffs cut soybean prices 6%.
October Outlook
Canada risks Q4 contraction (0.0% to -0.5%, Bank of Canada), with unemployment at 7.2% and CAD testing 0.69. The US sails on 2.9% Q4 growth, but tariff hikes could add 0.5% inflation. Carney’s trillion-dollar bait might snag relief, but without it, we’re spectators. Forge your path.
Book a Clarity Call at realclearpath.com to navigate this.
Sources: Statistics Canada: Recent Developments in the Canadian Economy (Spring 2025), RBC Economics: Canada’s Economic Outlook (June 2025), TD Economics: Canadian Quarterly Economic Forecast (June 2025), CBC News: Canada’s Economy Shrinks 1.6% in Q2 (Aug 2025), The Globe and Mail: Canada’s Economy Contracts Sharply in Q2 (Aug 2025), Conference Board: US Economic Forecast (Aug 2025), U.S. Bureau of Economic Analysis: GDP Q2 2025, Deloitte Insights: US Economic Forecast Q2 2025, EY: US Economic Outlook (July 2025), Deloitte: Brazil Economic Outlook (Aug 2025), Reuters: Brazil Economy on Track Despite US Tariffs (July 2025), World Bank: Brazil Overview (2025)